Smart CapitalWithout Limits

Empower your business with up to $30M in financing - funding as fast as 24 hours.

RATES STARTING AT
6.0%
FINANCING UP TO
$30M
PRE-QUALIFY IN
1 Hour
BUSINESSES FUNDED
50k+

Why Choose Us?

Together with our partners, we've helped thousands of businesses access the capital they need. Our borrower-first approach combined with personalized service ensures you efficiently get the best financing solution for your business.

Fast Decisions

Get pre-approved in as little as 4 hours

Competitive Rates

Rates starting from just 6.0%

Apply in 60 Seconds

Our online form is quick and easy

Expert Support

Dedicated funding advisors to guide you

Apply in 60 Seconds

Get pre-approved by 10:00 AM
$
Enter your desired amount
Start HereUse of Funds (Choose One)
Bank-grade security
No impact to credit score
Programs Overview

Tailored Financing for Every Business

Flexible funding options to support your business growth, from expansion to equipment purchases or improving cash flow.

Business Loans

Term loans for established businesses

Line of Credit

Flexible funding when you need it

SBA Loans

Government-backed financing options

Equipment Financing

Fund new & used equipment purchases

Revenue Based Financing

Funding based on business performance

Invoice Factoring

Turn unpaid invoices into cash

Purchase Order Financing

Fund your supply chain needs

Real Estate

Commercial property financing

Our Process

How We Work

Get funded in three steps with our streamlined process

1
Apply Online

Apply Online

Complete our simple application in just minutes

2
Get Matched

Get Matched

We find the best financing options for your business

3
Get Funded

Get Funded

Receive funds in as little as 24 hours

Explore Programs

Find the Perfect Solution

Learn more about from our range of financing solutions.

Equipment Financing

Equipment Financing

Amount

Up to $30M

Term

Up to 10 years

Rates starting at 6.0%

For New and Used Equipment

Up to 10-Year Terms

As little as 0% down on purchases

Same-Day Funding

Available for most industries & credit profiles

Lines of Credit

Lines of Credit

Amount

Up to $20M

Term

Up to 2 years

Rates starting at 11.75%

Approval in hours, closings the next day

No personal guarantee

Minimum Revenue

No collateral required

Streamlined underwriting

Term Loans

Term Loans

Amount

Up to $20M

Term

1-5 years

Rates starting at Prime + 2.0%

650+ credit score required

5-20 year loan terms

Competitive interest rates

Monthly loan payments

Expedited funding available

SBA Loans

SBA Loans

Amount

Up to $5M

Term

Up to 10 years

Rates starting at Prime +1.5%

10-year repayment terms

low monthly payments

Eligible business owners are U.S. citizens or legal permanent residents

2+ years in business

640+ credit score

Specialty Financing

Specialty Financing

Amount

Up to $30M

Term

<5 Years

Rates starting at 8.5%

Must be a corporation or LLC

Requires a first lien and/or proof of sufficient cash flow. Business plan is recommended

Private debt solutions available

Flexible terms and repayment

Personal guarantees may apply

Real Estate Loans

Real Estate Loans

Amount

Up to 75% LTV

Term

Up to 10 years

Rates starting at 6.5%

Non-owner occupied properties

Mortgages for rentals, fix-and-flip, bridge loans, income producing and ground up construction

Non-recourse available

Closings in as little as 14 days

Interest-only payments available

Requirements

What We Look For

See if your business qualifies for our financing solutions

Time in Business

1+ Year

Monthly Revenue

$14,000+

Credit Score

600+

Location

Located in the US

(HQ or Branch)

Common Questions

Frequently Asked Questions

Everything you need to know about our financing solutions

Our online application takes less than 5 minutes to complete.

If pre-approved, we'll request business bank statements, tax returns, and financial statements.

No, when you pre-qualify through our application, we'll perform a soft credit pull that won't impact your credit score.

Once approved, funds can be deposited into your account as quickly as 24 hours.

No worries! Our team will evaluate your application and suggest the most suitable financing options. Whether you need more or less, we’ll ensure the amount aligns with your specific needs.

That’s completely fine! Our dedicated team will help review your application and recommend the best financing type for your situation. If changes are required, we’ll make sure everything is adjusted to meet your goals.

If you haven’t received a response within 24 hours, please don’t hesitate to email us directly at funding@iicapitalpartners.com. Our team is here to assist you promptly.